I expect that were the flood plain map to be redrawn, it would exclude the "finger" that extends to the east from Egg Hill. Penns Creek is a good 30 feet or more below these houses some of which date back to the 1850s. But it was easier to draw a line along the old railroad right-of-way which cuts through that "finger" next to my property. Naturally when we got the notice that we needed to have flood insurance, we were confused until we saw how the map had been made. And sure enough, the lower end of our land does get rather wet after a heavy rain. So we hired a surveyor who placed one GPS device on the nearby marker and another next to our house, recorded the elevation readings from both for about 15 minutes and used that data to apply for a Letter Of Map Amendment (LOMA) and our flood insurance premium was refunded.
Thanks, Don A. I’ve actually been doing some more research and saw exactly the process you mention. And FEMA does report to Congress regularly. I realize that flood insurance is something the banks and mortgage companies require, and FEMA actually has a program to make it more affordable. All very well documented on line.
I expect that were the flood plain map to be redrawn, it would exclude the "finger" that extends to the east from Egg Hill. Penns Creek is a good 30 feet or more below these houses some of which date back to the 1850s. But it was easier to draw a line along the old railroad right-of-way which cuts through that "finger" next to my property. Naturally when we got the notice that we needed to have flood insurance, we were confused until we saw how the map had been made. And sure enough, the lower end of our land does get rather wet after a heavy rain. So we hired a surveyor who placed one GPS device on the nearby marker and another next to our house, recorded the elevation readings from both for about 15 minutes and used that data to apply for a Letter Of Map Amendment (LOMA) and our flood insurance premium was refunded.
Thanks, Don A. I’ve actually been doing some more research and saw exactly the process you mention. And FEMA does report to Congress regularly. I realize that flood insurance is something the banks and mortgage companies require, and FEMA actually has a program to make it more affordable. All very well documented on line.
Glad to hear you are dancing:)
You inspired me, my dear.